Our Commitment There are far too few people willing to make and keep commitments, but with HFS, you have come across a relationship that is very different from what you may have come to expect from financial professionals.We know that planning for the future can be daunting, but what you have is our personal pledge that in the years--and even decades--we work together to produce for you a comfortable and dignified retirement, ours will be an important and special relationship.You may never find a financial professional who will care more about you and your family, or who will be more deeply committed to the realization of your financial goals. Bruce promises that he will treat your hard-earned money as carefully as he does his own because he understands the sacredness of hopes, dreams, and trust.In a world where the cynicism level rises each moment someone “doesn’t come through,” please accept these truths about the ways Bruce will work with you towards your future…..He is committed to telling you the truth at all times, especially when you may not really want to hear it.If he doesn't know the answer to a question you ask, he will say so, but then will move heaven and earth to get you the answer.He will never, never tell you he can do something that he can’t.Finally, he will never tell you he is going to do something and then not do it.You will surely encounter people, and even financial professionals, who are smarter than Bruce, but you will not find someone who appreciates the sanctity of this relationship as much as he does. As a result, you’ll probably never find someone you can trust more.In working together in a spirit of mutual trust and respect, there is a lot we can accomplish. For you that means not having to worry about your future; you have turned this over to Bruce. He insists that we make goals, stick with them for the long-term, and recognize that faith, not fear, will reap rewards for you and your family. He knows this from experience because in investing, as in life, optimism is the only long-term realism.You are being asked, in the spirit of a relationship, to entrust your family’s financial future to Bruce and his firm. Not to an investment portfolio. To Bruce. For his part, he is offering to embrace this relationship and secure you and your family the future toward which you’ve been working!